Business Class cabin suite

Business Rewards Points

Redeem Your Capital on Tap Points for Maximum Travel Value

Your Guide to Redeeming Capital on Tap Rewards — turn business spending into cashback, e-gift cards or Business Class flights.

  • Free, no-obligation points review
  • No account access required
  • Live award availability checked
  • Premium cabins and luxury hotels

Capital on Tap Points Enquiry

A specialist will call you back within one business hour.

Secure enquiry. We never ask for card numbers or account passwords.

About the Programme

What Capital on Tap Points Are Really Worth

Capital on Tap Business Rewards Points are earned uncapped on company card spend — 1 point per £1, or 1.25 points per £1 on preloaded funds for Pro members — and can be redeemed for cashback, e-gift cards or converted to Avios, Virgin Points and Radisson Rewards.

At Capital on Tap, business spending should be rewarded. Every pound you spend on the Capital on Tap Business Credit Card earns points, but the real benefit comes when you redeem them. The rewards programme is designed to be as flexible as your business: lower your card bill with cashback, get cash into your bank account, treat your team with e-gift cards, or save up for a well-deserved trip. Every point is worth 1p as cashback — but converted to Avios, Virgin Points or Radisson Rewards and spent on premium cabins, the same balance regularly returns several times that.

How You Earn

  • 1 point for every £1 spent on your Capital on Tap Business Credit Card
  • Points earned on free employee cards linked to your account, with no cap
  • Pro members earn 1.25 points per £1 spent using preloaded funds
  • 10,000 bonus points when you spend £5,000 in your first three months
  • Supplier, invoice and subscription payments on the card

Turning Points Into Flights

  • Cashback: every point equals 1p — 10,000 points = £100, as card credit or a bank transfer
  • E-gift cards: instant redemption with Amazon, Airbnb, Uber and more, sent to your email
  • Avios: 10 points to 8 Avios on Free, or 1 point to 1 Avios on Pro
  • Virgin Points: 10 points to 8 on Free, 1:1 on Pro, with no minimum transfer
  • Radisson Rewards: 1 point converts to 3 Radisson Rewards points

Best Partners

Where Your Points Go Furthest

The British Airways Club (Avios)Qatar Airways Privilege Club (Avios)Virgin RedVirgin Atlantic Flying Club (Virgin Points)Radisson Rewards

Best Redemption Strategies

  • Upgrade to Pro before transferring — the rate improves from 10:8 to 1:1 on Avios and Virgin Points
  • Keep points for travel rather than cashback: 1p per point is the floor, not the ceiling
  • Use Qatar Airways Privilege Club for Avios redemptions with lower surcharges than British Airways
  • Check award availability before converting — transfers to partners are one-way and final
  • Pool employee card spend into a single balance to reach premium cabin redemptions faster
  • Pro members can fast-track to Radisson Rewards VIP for upgrades and late check-out

Example Redemptions

Business and First Class for a Fraction of the Fare

Business Class

London → New York

50,000

points + taxes

Typical cash fare: £3,200

First Class

London → Dubai

85,000

points + taxes

Typical cash fare: £6,400

Business Class

New York → Tokyo

60,000

points + taxes

Typical cash fare: £4,100

Business Class

London → Maldives

65,000

points + taxes

Typical cash fare: £3,900

Illustrative examples based on recent bookings. Award pricing and availability are set by each loyalty programme and change frequently.

Hotel Redemptions

Stay on Points Too

  • Radisson Rewards free nights from converted points
  • Radisson Rewards VIP perks: room upgrades, early check-in and late check-out
  • Radisson dining, shopping and partner service redemptions
  • Points plus cash rates on higher-category properties
Luxury resort villa booked with hotel loyalty points

Avoid These

Common Mistakes With Capital on Tap Points

  • Redeeming everything as cashback at a flat 1p per point when travel returns far more
  • Transferring on the Free plan when Pro would have converted at 1:1
  • Forgetting the 100-point minimum before any redemption
  • Transferring to a partner before confirming award seats are available
  • Ignoring Qatar Airways Privilege Club and only searching British Airways for Avios seats

Why Use Our Experts

We Do This Every Day

4.9/5 from over 600 travellers and £14M+ in fares saved.

We never ask for passwords or card numbers — you keep full control of your accounts.

Availability confirmed before you transfer a single point.

Speak With a Points Specialist
Call Now WhatsApp