Business Class cabin suite

Business Rewards Points

Turn Your Capital on Tap Points Into Business Class

Your Guide to Redeeming Capital on Tap Rewards — turn business spending into cashback, e-gift cards or Business Class flights.

  • Free points review
  • No account access needed
  • Availability checked first

About the Programme

What Capital on Tap Points Are Really Worth

Capital on Tap Business Rewards Points are earned uncapped on company card spend — 1 point per £1, or 1.25 points per £1 on preloaded funds for Pro members — and can be redeemed for cashback, e-gift cards or converted to Avios, Virgin Points and Radisson Rewards.

How You Earn

  • 1 point for every £1 spent on your Capital on Tap Business Credit Card
  • Points earned on free employee cards linked to your account, with no cap
  • Pro members earn 1.25 points per £1 spent using preloaded funds
  • 10,000 bonus points when you spend £5,000 in your first three months

Where Points Go Furthest

  • The British Airways Club (Avios)
  • Qatar Airways Privilege Club (Avios)
  • Virgin Red
  • Virgin Atlantic Flying Club (Virgin Points)

Best Redemption Moves

  • Upgrade to Pro before transferring — the rate improves from 10:8 to 1:1 on Avios and Virgin Points
  • Keep points for travel rather than cashback: 1p per point is the floor, not the ceiling
  • Use Qatar Airways Privilege Club for Avios redemptions with lower surcharges than British Airways
  • Check award availability before converting — transfers to partners are one-way and final

Example Redemptions

Premium Cabins for a Fraction of the Fare

Business Class

London → New York

50,000

points + taxes

Typical cash fare: £3,200

First Class

London → Dubai

85,000

points + taxes

Typical cash fare: £6,400

Business Class

New York → Tokyo

60,000

points + taxes

Typical cash fare: £4,100

Business Class

London → Maldives

65,000

points + taxes

Typical cash fare: £3,900

Illustrative examples based on recent bookings. Award pricing and availability change frequently.

Questions

Capital on Tap Points: Frequently Asked Questions

What is the best way to redeem Capital on Tap business rewards points?
Premium-cabin flights through the right airline partner usually return the most value: often up to 5p per point, compared with around 0.5p per point for cashback, gift cards or statement credit. A specialist checks award availability with you before you transfer any points.
How much is a Capital on Tap point worth?
It depends on how you redeem. Basic options such as cashback or gift cards sit near the low end, around 0.5p per point, while partner transfers booked into Business or First Class can return several times that in pence per point. Actual value changes with route, date and availability.
Which airline or hotel partners can I use with Capital on Tap?
Partners can include The British Airways Club (Avios), Qatar Airways Privilege Club (Avios), Virgin Red, Virgin Atlantic Flying Club (Virgin Points), and others depending on your card or account. Transfer options and rates change from time to time, so we confirm the current list for your account on the call.
Is a transfer reversible?
In general, transfers to a partner programme are one-way and final, so the safest order is to confirm award seats first and transfer afterwards. That is exactly how we work with you.
What if I do not have enough Capital on Tap points?
We show you the shortfall, the quickest legitimate ways to close it, and whether a points-plus-cash or partial-cash booking gets you there sooner.
Do I need to give you my Capital on Tap login or password?
Never. We only need your programme name and an approximate balance to build recommendations. You stay in control of your account and complete every transfer and booking yourself, with a specialist on the phone if you want one.
How much does the consultation cost?
The first points review and call are free and carry no obligation. If you later want us to build and confirm a full itinerary, the fee is quoted per traveller upfront before any work begins.

Speak With a Points Specialist

Tell us your balance and where you want to fly. We confirm award availability before you transfer a single point.

We never ask for passwords or card numbers. 4.9/5 from over 600 travellers.

Capital on Tap Points Enquiry

A specialist will call you back within one business hour.

Secure enquiry. We never ask for card numbers or account passwords.

Toll-Free+1 (888) 329-8962